Settlement values vary significantly by injury type, severity, and duration of recovery. Select your injury to see average compensation ranges and state-specific data.
Insurance adjusters and juries use injury severity to assign a multiplier — typically 1.5×–5× for most injuries, and up to 10× for catastrophic injuries like spinal cord damage or traumatic brain injury. More severe injuries with longer recovery times, permanent impairment, or disfigurement command higher multipliers. Our calculator uses injury-specific multiplier ranges derived from jury verdict research.