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Free Pain & Suffering Calculator

Realistic settlement estimate based on your state's actual damage caps, statute of limitations, and negligence rules — not a lowball template. Free, no signup.

50+DC States + DC
35 Injury Types
Free No Login Needed
● Reviewed quarterly against state law ● GDPR / CCPA compliant ● SSL secured ● 30-day refund on all paid reports

Step 1 — Your Damages

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Step 2 — Location & Injury

Special situations? Read this before submitting
  • Injured party is a minor (under 18): In most states, the statute of limitations clock does not start until age 18. Strongly consider attorney consultation regardless of injury severity.
  • Government defendant (city, county, state, school district): Notice deadlines are typically 60–180 days — much shorter than the standard statute of limitations. Act fast.
  • Permanent impairment, surgery, or hospitalization: The multiplier method systematically under-values severe injuries. Real settlements often exceed the calculator's upper bound by 2–5×.
Advanced Case Factors — comparative fault, accident type, policy limits, attorney fee tier
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Step 3 — Calculation Method

Optional — if you leave this unset, we use the typical range for your injury type.
Not sure which severity to pick? Show the reference guide
1–2Minor — Bruising, mild soreness, full recovery within days. No imaging or specialist needed.
3–4Moderate — Sprain, mild concussion, soft-tissue injury. Recovery in weeks, no surgery.
5–6Significant — Fracture requiring cast, herniated disc, surgery considered or completed. Months to recover.
7–8Severe — Surgery required, hospitalization, residual effects expected. Recovery 6+ months with permanent limitations.
9–10Catastrophic — Permanent disability, traumatic brain injury, paralysis, disfigurement, or ongoing care required.
Suggested multiplier range: — auto-derived from your injury, severity, surgery/permanence, and state
Why this range?
    Advanced: set the multiplier range yourself

    Only override this if you already know the typical multiplier for your case. Otherwise the derived range above is used.

    Estimated Total: $0

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    State-Specific Calculators

    Every state has different damage caps and statute of limitations. Select yours for an accurate estimate.

    California Florida Texas New York Illinois Pennsylvania Ohio Cap Georgia
    View All States + DC

    How It Works

    1

    Enter Your Damages

    Input your medical bills, lost wages, and select your state and injury type.

    2

    Choose a Method

    Use the standard multiplier method or per diem based on your daily pain impact.

    3

    Get Your Estimate

    Receive an instant range reflecting your state's laws, caps, and typical settlements.

    Latest Guides

    Plain-English guides to settlements, insurance tactics, and family law — researched from official sources, updated for 2026.

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