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Pain & Suffering Calculator by State

Every state has different damage caps, statute of limitations, and pain & suffering multiplier rules. Select your state for a free, state-specific settlement estimate.

AL
Alabama
2-year statute
AK
Alaska
2-year statute
AZ
Arizona
2-year statute
AR
Arkansas
3-year statute
CA
California
2-year statute
CO
Colorado
2-year statute
CT
Connecticut
2-year statute
DE
Delaware
2-year statute
FL
Florida
2-year statute
GA
Georgia
2-year statute
HI
Hawaii
2-year statute
ID
Idaho
2-year statute
IL
Illinois
2-year statute
IN
Indiana
2-year statute
IA
Iowa
2-year statute
KS
Kansas
2-year statute
KY
Kentucky
1-year statute
LA
Louisiana
1-year statute
ME
Maine
6-year statute
MD
Maryland
3-year statute
MA
Massachusetts
3-year statute
MI
Michigan
3-year statute
MN
Minnesota
2-year statute
MS
Mississippi
3-year statute
MO
Missouri
5-year statute
MT
Montana
3-year statute
NE
Nebraska
4-year statute
NV
Nevada
2-year statute
NH
New Hampshire
3-year statute
NJ
New Jersey
2-year statute
NM
New Mexico
3-year statute
NY
New York
3-year statute
NC
North Carolina
3-year statute
ND
North Dakota
6-year statute
OH
Ohio
2-year statute
OK
Oklahoma
2-year statute
OR
Oregon
2-year statute
PA
Pennsylvania
2-year statute
RI
Rhode Island
3-year statute
SC
South Carolina
3-year statute
SD
South Dakota
3-year statute
TN
Tennessee
1-year statute
TX
Texas
2-year statute
UT
Utah
4-year statute
VT
Vermont
3-year statute
VA
Virginia
2-year statute
WA
Washington
3-year statute
WV
West Virginia
2-year statute
WI
Wisconsin
3-year statute
WY
Wyoming
4-year statute
DC
Washington D.C.
3-year statute

Why State Law Matters for Your Claim

Pain and suffering damages are the non-economic component of a personal injury settlement — covering physical pain, emotional distress, loss of enjoyment of life, and related harms. Unlike medical bills, there is no receipt for pain. That is why courts and insurers use standardized methodologies to arrive at a fair number.

What varies dramatically by state:

Select your state above to see a fully customized estimate with current state law data.